In all too many companies, Kimmie the junior HR associate leads a conference room full of half-asleep employees through a positively delightful Power Point presentation outlining the benefit plan options for the coming year.
She hands out brochures and enrollment documents, and sends the employees off to wade through co-insurance charts, legalese disclaimers, and provider directories. Hoping to avoid the hassle involved in switching plans, most employees just pick a plan and stick to it, whether it’s right for them or not.
When it comes to health care benefits, employees can be pretty clueless. It’s not their fault, though — there’s just a lack of education about options, and employee benefits aren’t the easiest thing to understand in the first place.
But, Kimmie’s Power Points are great! How bad could this problem be?
Two-thirds of employees don’t know about their health benefits. Two out of three. Sure, they know they have benefits, but they don’t know the intricacies of those benefits and how to fully leverage their coverage.
For the complete article; go to: